Start as You Dey

You must have heard the saying, “start where you are” and “bloom where you are planted” a couple of times, but do you really understand the underlying meaning or importance of the message? We get a ton of enquires in our DM from would-be investors, they ask questions like,

“How do I start investing when I don’t make a lot of money?”

“I don’t know anything about investing money, how do I start?”

The truth is, there is never a right amount of money to start investing with. All you need to do is to start investing. You don’t have to be a millionaire to start investing money, neither do you need to think like Warren Buffet to become an investor. There is always a first time for everything and everyone. So, Start as you ‘dey’.

Here’s our guide to investing, regardless of how little you earn, or your current financial situation:

First Learn

Some investments options are more complex, while some — like Money Market Funds — are easy and straightforward to understand.

To start investing, you need to know the basics of investing money. You’d need to learn about the various kinds of investments, their features and benefits, how the investments work, the returns, etc. You should understand these before choosing an investment option. You stand a chance to get the best results from investing your money when you are armed with the right knowledge.

Consistency is Key

Once you start investing, you need to stay consistent with your investments. Always create a budget and stick to it, delay gratification, stay true to your investment goals, and never give up on your financial goals. In addition to consistency, you also need to be patient and think long term. Want to reach your financial goals? Invest consistently every month and never give up.

Be Fair to Yourself

I used to have a friend who got thrilled by how his uncle made millions from his investment, and how he would invest and make his own millions that same year. Meanwhile, he didn’t have the kind of funds his uncle invested. He eventually made some money from his investments, but not in millions as he fantasized. If you allow yourself to get carried away, and you begin to measure your performance by the achievements of more privileged people, you could get discouraged. As you invest, always measure your performance by the goals you set and the percentage returns you get; not by the yardstick of others.


To invest consistently, you would need to commit a part of your earnings to investments. Also, you may need to have several sources of income to keep on investing. Basically, to invest consistently, you need to have a steady cash flow. While you don’t need to be wealthy to invest money, if you want to be wealthy; you need to create opportunities that would increase your earnings. Only then can you convert those earnings to investments. So, there you have it. Your guide to investing for the first time. If you would like to get more financial advice or start investing in any of our investment offerings, call 07002673767 or send an email to [email protected]